PEACEFUL TO HELP is a Global Mutual Aid Fund, World people's Bank, Financial Social Network. The point is not in the title. The bottom line is that this is a voluntary informal association of millions and millions of people throughout the Earth, growing every day! We are a Community of people who are changing the world, people who have no guarantees of repayment of their funds, they donate money to help people, the same simple people as they are, in need at this moment. The fact that you gave help will not oblige anyone to give help to you.
You should know this, and do not participate in the "PEACEFUL TO HELP" with the money that you are not ready to give to another person free of charge. Use your spare MONEY.